360factors Pricing: Is It Worth It For GRC In 2026?

In this comprehensive pricing guide, I’ll cover everything that is (publicly) known about 360factors’ pricing, including how the tool calculates its pricing, as well as some reported numbers on how much it really costs.

💡 I’ll also introduce you to a no-code 360factors alternative for GRC that has a more affordable pricing structure and can be set up in a matter of days, not months.

How does 360factors calculate its pricing?

360factors, through its Predict360 platform, uses a custom, modular subscription model rather than a fixed per-user fee and its pricing is determined on a per-customer basis.

The way this works is that your organization will have to select the specific GRC modules that you’ll need (e.g., risk management, compliance, audit, vendor management, etc).

Source: 360factors.

That means you’ll only be paying for the solutions you deploy and their associated customer support, instead of a flat per-seat price.  

According to TrustRadius, the platform also does not have a setup fee, unlike some of its competitors.

Source: TrustRadius.

Does 360factors offer a free plan or a free trial?

Despite conflicting opinions, as of 2026, 360factors does not offer a free plan or a free trial in its offerings.

You’ll need to book a product demo with 360factors’ team to learn more about the platform in detail.

Source: TrustRadius.

How much does 360factors really cost for GRC?

360factors’ starting price for its GRC solution is $1,500/month (or $18,000/year), according to insiders of the platform.

Source: TrustRadius.

Is 360factors worth the cost in 2026?

Users of 360factors have been generally satisfied with the Austin-based GRC platform when it comes to its customer support, relatively affordable pricing structure when compared to tools like ServiceNow, and AI capabilities.

“Affordable, easy to understand, endorsed by the American Bankers Association (ABA), SaaS-based platform, offering multiple modules for risk and compliance in one platform, and AI-powered.” – Software Suggests Review.

However, some users of the platform note that it can be complex at first, with a learning curve for those new to GRC solutions.

"There might be a learning curve for users new to GRC tools." – Software Suggests Review.

Next, a customer of the platform mentions that some of its integrations can be manual to set up, requiring technical resources, such as the manual effort required to build or integrate Decision Trees in Predict360.

“Decision Trees manual integration is the biggest downside of Predict360 since it is not just way too time-consuming, but also a non-tech-savvy person would be unable to grasp it if they want to deploy all the financial data himself/herself. An example could be a CFO in Banks and Credit Unions.” – G2 Review.

➡️ In GRC, Decision Trees are often used to automate risk assessments, compliance workflows, or decision-making logic (e.g., if X risk = high, then require Y control).

If this setup is manual, it slows down implementation and makes ongoing maintenance tedious.

And, last but not least, a verified user of the platform mentions that the tool can be expensive for smaller businesses with limited resources.

“The platform can be expensive for businesses with limited resources.” – TrustRadius Review.

Are You Looking For a 360factors Alternative?

SmartSuite offers the best 360factors alternative for GRC with our modern, no-code work management software that helps you simplify complex regulatory requirements.

Perfect for banks and credit unions, our GRC solution lets you get started in days, instead of months, at a fraction of the cost of enterprise-grade GRC solutions.

You’ll be able to streamline and automate policy creation, approval, and control assessments, all in one place.

Our platform helps you move faster, manage policies smarter, and adapt easily, without having to get dedicated training on how to use the tool.

💡 We’ve also recently partnered with the Cyber Risk Institute to deliver a CRI profile for U.S. Banks' compliance needs.

Find more about how SmartSuite is transforming the way financial institutions approach CRI Profile implementation to replace the FFIEC CAT and modernize a broader GRC integration:

Let’s go over the capabilities that make SmartSuite the best option for compliance teams looking to switch from 360factors: 👇

All-In-One Governance, Risk, and Compliance

Tools like 360factors make it so that the best GRC software can be accessible only to the biggest of companies.

However, I believe compliance should be simple, automated, and accessible to all financial institutions, regardless of their size.

SmartSuite’s no-code, easy-to-use tool empowers compliance managers and CISOs to automate all GRC processes with ease.

Our platform helps you achieve and maintain compliance without the costs and difficulty of adapting legacy GRC solutions to accommodate new compliance requirements.

Here are the use cases that you’ll get with SmartSuite:

• Create reports and dynamic dashboards: Monitor executive views into your organization's overall risk profile with charting and metrics widgets. 

• Collaborate and respond to risks in real-time: Instantly engage key stakeholders in a real-time discussion of potential threats or vulnerabilities.

Our tool will also let you get immediate updates when critical information is available.

• Automate policy creation, real-time approval, and control assessments: Streamline risk management by building an integrated program on a single platform.
• Keep risk and compliance data secure: Define your teams and manage access to information across all GRC practice areas.

• Integrate with your existing systems: Our GRC software lets you integrate with existing systems and data to consolidate and centralize your data. 

• Automate for accuracy and efficiency: Remove inefficiencies and the chance for human error by automating repeatable workflows.

SmartSuite's no-code automation builder provides you with a visual interface that makes it easy to respond to events and take action. 

That means your compliance team can customize your GRC workflows without technical resources.

• Monitor, measure and score: Create risk calculations and metrics to evaluate every aspect of risk.

• Policy management: It’s possible to establish a strong foundation from the get-go with streamlined and flexible policy management.

You’ll be able to assign ownership, manage revisions, and ensure your policies consistently align with key business initiatives and regulatory requirements.

• PSTOS Compliance Tracker: Designed for regulatory compliance and built on SmartSuite.

This solution focuses on data security as the core of compliance frameworks with services such as compliance readiness, virtual CISO, and IT security implementation.

Learn more about it from this webinar that we did on the topic:

Prioritize & Mitigate Risks

With SmartSuite, your team can create a centralized risk register to effectively identify potential risks to your organization.

You can also properly assess threats and establish risk mitigation strategies inside SmartSuite.

Your team can ensure that the appropriate controls are in place and measure their effectiveness by evaluating risk indicators and displaying results in SmartSuite’s rollup reports and dashboards.

💡 Pro Tip: Teams that use our platform use automation to move tasks through defined workflow stages that comply with their policies and procedures.

We understand how crucial threat management is and the need to respond quickly to incidents.

SmartSuite lets you centralize incident response and threat mitigation by linking incidents to assets and organizational data to offer context during your investigations.

Your compliance team can also set up automation with our no-code automation builder to escalate critical events to make sure that your team is aware of active risks to your organization.

Pre-Built GRC Templates

Our team has prepared a few GRC templates for compliance teams looking to get started right away, instead of building everything from scratch.

Our general risk management template includes:

• Risk register, where you can break down the risks, the risk owner, the annual loss expectancy, risk event category, risk type, volatility, and status.

• Issue assessments, where you’ll be able to see a comprehensive breakdown of each risk.

• Action plans, where you can describe the actions (best practices) to mitigate the risks.

• A separate tab for control standards, your findings, exception requests, risk assessment by type, and risk assessment issues.

You can customize our risk management template here.

Alternatively, check out and customize our 14 other risk management templates for various use cases, such as contract management, policy management, and incident management.

How is SmartSuite different from 360factors?

360factors provides an integrated risk and compliance management platform designed to unify governance, risk, compliance, and quality processes across your enterprise.

The solution is built for highly regulated industries, such as banking, energy, and manufacturing, that require continuous compliance oversight and risk visibility.

On the other hand, SmartSuite’s no-code automation builder and ready-made GRC templates let compliance teams design and change policy, control assessment, and decision workflows without heavy technical resources, directly addressing the manual integration and learning-curve pain points reported for 360factors.

Our solution is ideal for regional banks or credit unions that need a fast-to-deploy, customizable GRC platform.

SmartSuite is also better suited to compliance teams that want automated policy workflows, a centralized risk register, and built-in incident-response and compliance readiness capabilities to augment internal resources.

💡 Case Study: Learn how MediaLab transformed operations, minimized risk, and saved $40,000+ per year by cutting software costs.

How Is SmartSuite’s Pricing Different From 360factors’s?

Unlike 360factors, SmartSuite publishes its per-seat pricing and offers a 14-day free trial of its Professional plan (no credit card required), with automations, team collaboration, and dashboards included.

There are three per-seat plans plus a per-solution Signature plan, all available through the 14-day free trial:

• Team: $15/user/month billed annually ($20 billed monthly, minimum 3 users), including 5,000 records per solution, 50GB of file storage, and 25,000 automation runs and API calls per month.
• Professional: $32/user/month billed annually ($36 billed monthly, minimum 5 users), adding 100,000 records per solution, 100GB of file storage, two-factor authentication, and Gmail & Outlook integrations.
• Enterprise: Custom pricing with no seat minimum, adding 400,000 records per solution, 500GB of file storage, audit logs, data loss prevention, SSO, and SCIM provisioning.
• Signature: A customized plan tailored to your organization’s needs and team size with no predefined limits.

Next Steps: Get Started With SmartSuite & Our GRC Templates For Free

If you’re looking to build GRC workflows and effectively prioritize and mitigate risks, you can give SmartSuite a chance with our 14-day free trial and ready-to-use GRC templates.

SmartSuite offers just the right customization, native collaboration capabilities and a library of 200+ project management templates to help compliance teams create and maintain a project management workflow.

Our platform offers a solution for compliance leaders with:

• A modern software with an intuitive interface that does not confuse your team or require training.
• An affordable and transparent per-seat pricing model with a 14-day free trial to help you get started.
• Customizable reports and dashboards, where you can build custom reports for your GRC workflows.
• Automated workflows that can help your team build multi-step automations to trigger actions at the right time.
• Dedicated customer support and account management will help your team with setting up the automation inside the platform.
• Integrations with GRC platforms like Ascent, Bitsight, Black Kite, NetSkope, RapidRatings, Regology, Riskrecon, Secure Controls Framework, and Security Scorecard.

Start a 14-day free trial to explore all its features.

Or, if you’d like to talk to our experts, schedule a demo.

⚠️ Disclaimer: This article was last updated on December 5, 2025, and if there's any misinterpretation of the information, please contact us and we will fact check it.

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